@font-face{font-family:Site Sans;src:local('Arial');font-display:swap}
:root{--paper:#f8f6f0;--white:#fffefa;--ink:#243e34;--muted:#626960;--line:#dcded3;--sage:#e9ede3;--gold:#b0a67b;--serif:Georgia,'Times New Roman',serif;--sans:'DM Sans','Manrope','Site Sans',sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:104px}body{margin:0;color:var(--ink);background:var(--paper);font:15px/1.7 var(--sans);-webkit-font-smoothing:antialiased}button,input,select,textarea{font:inherit}button,a,input,select,textarea{-webkit-tap-highlight-color:transparent}a{color:inherit;text-decoration:none}button{cursor:pointer}button:disabled{cursor:default}img{max-width:100%;display:block}svg{display:block}::selection{background:#d7dfcb;color:#183429}:focus-visible{outline:2px solid #a9904b;outline-offset:5px}p,h1,h2,h3{margin:0}h1,h2,h3{font-weight:400}h1,h2{font-family:var(--serif);line-height:1.06;letter-spacing:-.055em}h2{font-size:clamp(40px,4.2vw,60px)}h1 em,h2 em{font-weight:400;color:#6b7b5e}h3{font-size:21px;line-height:1.35;letter-spacing:-.035em}p{color:var(--muted)}.container{max-width:1240px;margin-inline:auto;width:calc(100% - 112px)}.section{padding-block:106px}.eyebrow{font-size:10px;line-height:1.6;letter-spacing:.15em;font-weight:600;color:var(--ink);text-transform:uppercase}.button{display:inline-flex;justify-content:center;align-items:center;gap:28px;background:var(--ink);color:var(--paper);font-size:12px;font-weight:500;padding:17px 23px;line-height:1.4;border:1px solid var(--ink);border-radius:3px;transition:background .2s,transform .2s}.button:hover{background:#3b5548;transform:translateY(-2px)}.button span{font-size:19px;line-height:1}.text-link{display:inline-flex;align-items:center;gap:16px;font-size:12px;font-weight:500;border-bottom:1px solid #a9b4a3;padding-bottom:6px}.text-link:hover{border-color:var(--ink)}.skip{position:fixed;left:15px;top:-80px;background:var(--ink);color:white;padding:12px 20px;z-index:100}.skip:focus{top:12px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.header{position:sticky;top:0;z-index:20;background:rgba(248,246,240,.97);border-bottom:1px solid rgba(36,62,52,.12)}.nav-wrap{height:102px;display:flex;align-items:center;gap:35px}.brand{display:inline-flex;align-items:center;gap:11px;flex-shrink:0}.brand-mark{width:32px;height:39px}.brand>span{font-size:20px;line-height:1.3;font-weight:600;letter-spacing:.1em}.brand small{display:block;font-size:8px;letter-spacing:.33em;font-weight:500;margin-top:4px}.desktop-nav{margin-left:auto;display:flex;gap:28px;align-items:center}.desktop-nav a{font-size:11px;position:relative;white-space:nowrap}.desktop-nav a::after{content:'';position:absolute;bottom:-6px;left:0;width:0;height:1px;background:var(--ink);transition:width .2s}.desktop-nav a:hover::after{width:100%}.nav-cta{padding:11px 19px;font-size:11px;gap:24px}.menu-button{display:none;background:transparent;border:0;width:36px;height:36px;padding:8px}.menu-button span{height:1px;background:var(--ink);display:block;margin:6px 0}.mobile-nav{padding:15px 28px 24px;border-top:1px solid var(--line)}.mobile-nav:not([hidden]){display:flex;flex-direction:column;gap:15px}.mobile-nav a{font-size:15px}
.hero{display:grid;grid-template-columns:1.12fr 1fr;gap:50px;padding-top:58px;padding-bottom:58px;align-items:center;min-height:690px}.hero-copy{padding-top:4px}.hero .eyebrow{font-size:9px;letter-spacing:.12em;display:flex;align-items:center;gap:10px;margin-bottom:27px}.tiny-line{width:23px;height:1px;background:#7d8b72;flex-shrink:0}h1{font-size:clamp(78px,7.9vw,112px);line-height:.99;margin-left:-4px;margin-bottom:25px;letter-spacing:-.065em}.hero-lead{font-size:17px;color:var(--ink);margin-bottom:8px}.hero-text{font-size:13px;max-width:370px;line-height:1.85}.hero-actions{display:flex;align-items:center;gap:22px;margin-top:30px}.hero-actions .button{font-size:11px;padding:16px 19px;gap:20px}.hero-actions .text-link{font-size:10px;gap:9px}.hero-adviser{display:flex;gap:13px;align-items:center;margin-top:38px;padding-top:26px;border-top:1px solid var(--line);max-width:352px}.hero-adviser img{width:43px;height:43px;object-fit:cover;object-position:50% 28%;border-radius:50%;filter:saturate(.8)}.hero-adviser>span{font-size:9px;line-height:1.8;color:var(--muted)}.hero-adviser strong{display:block;font-weight:500;color:var(--ink);font-size:10px}.hero-adviser strong span{margin-left:6px}.hero-visual{position:relative;padding-bottom:20px;align-self:stretch;display:flex;flex-direction:column;justify-content:center}.hero-image{height:526px;overflow:hidden;border-radius:240px 240px 5px 5px;background:#c1c8b3}.hero-image img{width:100%;height:100%;object-fit:cover}.image-caption{font-size:9px;text-transform:uppercase;letter-spacing:.12em;display:flex;gap:13px;align-items:center;position:absolute;bottom:0;right:2px}.caption-line{width:28px;height:1px;background:#8d9983}.hero-note{display:flex;align-items:center;gap:15px;position:absolute;bottom:67px;left:-27px;background:var(--white);padding:17px 22px;box-shadow:0 5px 30px #19251a0d;border:1px solid #e6e5db}.hero-note svg{width:26px;height:29px}.hero-note span{font-size:12px;line-height:1.6;color:var(--muted)}.hero-note strong{font-weight:500;color:var(--ink)}.trust-strip{border-block:1px solid var(--line);background:#eeeee5}.trust-inner{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:66px}.trust-inner>span{display:flex;align-items:center;gap:10px;font-size:10px}.trust-inner svg{width:17px;height:17px;fill:none;stroke:#6f805c;stroke-width:1.5}.trust-inner .trust-local{font-family:var(--serif);font-style:italic;font-size:15px;color:#6c785f}
.section-top{display:flex;justify-content:space-between;align-items:flex-end;gap:40px;margin-bottom:48px}.section-top .eyebrow{margin-bottom:23px}.section-intro{font-size:13px;max-width:300px;padding-bottom:7px}.services{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}.service{position:relative;padding:31px 30px 27px;display:flex;flex-direction:column;align-items:flex-start;min-height:280px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);transition:background .2s}.service:hover{background:#eeefe6}.service-number{font-size:9px;color:#77806e;position:absolute;right:24px;top:26px;letter-spacing:.1em}.service>svg{width:37px;height:37px;stroke:var(--ink);stroke-width:1.2;margin-bottom:27px}.service h3{font-family:var(--serif);font-size:26px;letter-spacing:-.03em;margin-bottom:13px}.service p{font-size:12px;line-height:1.85;max-width:255px}.service-link{font-size:10px;font-weight:500;display:flex;align-items:center;justify-content:space-between;width:100%;margin-top:auto;padding-top:23px}.service-link>span{font-size:19px;transition:transform .2s}.service:hover .service-link>span{transform:translate(3px,-3px)}.services-extra{font-size:11px;text-align:center;margin-top:25px}.services-extra a{color:var(--ink);border-bottom:1px solid #bcc1ae;padding-bottom:2px}
.about-section{background:var(--sage);padding-block:90px}.about-grid{display:grid;grid-template-columns:.86fr 1.14fr;gap:100px;align-items:center}.portrait-wrap{position:relative;max-width:420px;padding:0 20px 22px 0}.portrait-wrap::after{content:'';position:absolute;left:22px;top:22px;right:0;bottom:0;border:1px solid #a7b49a;z-index:0}.portrait{width:100%;height:447px;object-fit:cover;object-position:50% 40%;filter:saturate(.6);position:relative;z-index:1}.portrait-label{position:absolute;bottom:0;left:35px;right:0;background:var(--paper);padding:19px 24px;z-index:2}.portrait-label span{font-size:11px;letter-spacing:.12em}.portrait-label small{display:block;font-size:10px;color:var(--muted);margin-top:4px}.about-copy .eyebrow{margin-bottom:24px}.about-copy h2{margin-bottom:28px;font-size:clamp(36px,4vw,55px)}.about-copy p:not(.eyebrow){font-size:12px;margin-top:17px;line-height:1.9}.about-copy p.about-lead{font-size:16px;line-height:1.7;color:var(--ink)}.about-principles{display:flex;flex-wrap:wrap;gap:7px 17px;border-block:1px solid #cbd3c1;padding:17px 0;margin:25px 0}.about-principles span{font-size:9px;display:flex;align-items:center;gap:7px}.about-principles span::before{content:'✓';color:#79885f}.about-copy .text-link{font-size:11px}
.process{display:grid;grid-template-columns:repeat(3,1fr);gap:45px}.process article>span{display:flex;align-items:center;gap:22px;font-size:12px;font-family:var(--serif);font-style:italic;color:#788669}.process i{height:1px;background:var(--line);flex:1}.process h3{font-family:var(--serif);font-size:25px;margin:22px 0 14px}.process p{font-size:12px;line-height:1.9}.fee-note{margin-top:57px;padding:28px 30px;background:#eeeee6;display:grid;grid-template-columns:1.2fr .7fr 1.2fr;gap:30px;align-items:center}.fee-note .eyebrow{font-size:8px;letter-spacing:.14em}.fee-note h3{font-family:var(--serif);font-size:23px;margin-top:9px;max-width:250px}.fee-amount{font-size:38px;font-family:var(--serif);border-left:1px solid #c9cebd;border-right:1px solid #c9cebd;padding-inline:25px;line-height:1.2}.fee-amount small{display:block;font-family:var(--sans);font-size:9px;line-height:1.7;color:var(--muted);margin-top:5px}.fee-note p{font-size:10px;line-height:1.9}
.calculator-section{background:var(--ink);color:var(--paper);padding-block:88px}.calculator-grid{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center}.calculator-copy .eyebrow{color:#becbb5;margin-bottom:27px;font-size:9px}.calculator-copy h2{font-size:clamp(40px,4.6vw,63px);margin-bottom:27px}.calculator-copy h2 em{color:#bcc8a9}.calculator-copy>p:not(.eyebrow){color:#c3cec4;font-size:13px;line-height:1.9;max-width:310px}.calc-note{display:flex;align-items:flex-start;gap:13px;max-width:335px;border-top:1px solid #536759;padding-top:24px;margin-top:36px}.calc-note svg{width:21px;height:21px;flex-shrink:0;stroke:#b3c1a3;stroke-width:1.3;margin-top:2px}.calc-note p{font-size:10px;color:#bdc9bd;line-height:1.9}.calculator{background:var(--paper);border-radius:5px;color:var(--ink);padding:30px}.calc-heading{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:25px}.calc-heading h3{font-family:var(--serif);font-size:24px}.calc-heading>span{font-size:8px;white-space:nowrap;letter-spacing:.04em;background:#e5e9dc;border-radius:2px;padding:4px 7px;color:#657558}.calc-row{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-top:14px}.calculator label{font-size:11px;font-weight:500}.input-unit{display:flex;align-items:center;background:#fffefa;border:1px solid #d5dacf;border-radius:3px;padding:0 13px;min-height:43px;gap:8px;max-width:197px}.input-unit>span{font-size:12px;color:#68735f}.input-unit input{width:100%;min-width:0;border:0;background:transparent;font-size:14px;outline:none;color:var(--ink);padding-block:10px;appearance:textfield;-moz-appearance:textfield;font-weight:500}.input-unit input::-webkit-inner-spin-button,.input-unit input::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}.input-unit:focus-within{border-color:#667a52;box-shadow:0 0 0 2px #a7b09740}.input-unit input:focus-visible{outline:none}.calc-twins{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:19px}.calc-twins label{display:block;margin-bottom:7px}.calc-twins .input-unit{max-width:none}.right-unit input{padding-right:0}.right-unit>span{font-size:10px}input[type=range]{width:100%;appearance:none;-webkit-appearance:none;height:3px;display:block;cursor:pointer;margin:25px 0 10px;background:linear-gradient(to right,#6c7b57 0%,#6c7b57 var(--range-progress,74%),#d6dcca var(--range-progress,74%),#d6dcca 100%);accent-color:var(--ink)}input[type=range]::-webkit-slider-thumb{appearance:none;-webkit-appearance:none;width:15px;height:15px;background:var(--ink);border:3px solid var(--paper);outline:1px solid var(--ink);border-radius:50%}input[type=range]::-moz-range-thumb{width:12px;height:12px;border:2px solid var(--paper);background:var(--ink);border-radius:50%}.range-labels{display:flex;justify-content:space-between;font-size:8px;color:var(--muted)}.calc-result{margin-top:24px;border-top:1px solid var(--line);padding-top:20px}.calc-result p{font-size:10px;margin-bottom:4px}.calc-result output{font-family:var(--serif);font-size:49px;letter-spacing:-.05em;line-height:1.3}.per-month{font-size:10px;color:var(--muted)}.result-details{display:flex;gap:30px;margin-top:13px}.result-details>span{font-size:9px;color:var(--muted);display:block}.result-details strong{display:block;font-size:12px;color:var(--ink);font-weight:500;margin-top:3px}.calc-assumptions{margin-top:16px;font-size:9px;line-height:1.8}.calc-assumptions summary{cursor:pointer;color:#68735f;text-decoration:underline;text-underline-offset:3px}.calc-assumptions p{margin-top:10px}.calc-cta{width:100%;font-size:11px;margin-top:20px;justify-content:space-between;padding:13px 17px}.calc-error{font-size:10px;color:#a5402c;border-left:2px solid #a5402c;padding-left:10px;margin-top:18px}
.faq-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:70px}.faq-grid .eyebrow{margin-bottom:23px}.faq-grid h2{font-size:clamp(36px,4vw,53px)}.faq-intro{margin-top:27px;font-size:12px;line-height:2.5}.faq-intro .text-link{line-height:1.6;font-size:11px}.faqs{border-top:1px solid var(--line)}.faqs details{border-bottom:1px solid var(--line)}.faqs summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:22px 0;font-size:12px;font-weight:500;line-height:1.6}.faqs summary::-webkit-details-marker{display:none}.faqs summary>span{font-size:20px;line-height:1;transition:transform .2s;font-weight:400}.faqs details[open] summary>span{transform:rotate(45deg)}.faqs details p{font-size:11px;line-height:1.9;padding:0 28px 24px 0}
.contact-section{background:#e7ebdf;padding-block:83px}.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:90px}.contact-section .eyebrow{margin-bottom:23px}.contact-section h2{font-size:clamp(40px,4.6vw,63px);margin-bottom:25px}.contact-section h2 em{color:#647753}.contact-grid>div>p:not(.eyebrow){font-size:13px;max-width:310px;line-height:1.9}.contact-links{margin-top:27px;display:flex;flex-direction:column;gap:12px;align-items:flex-start}.contact-links a{font-size:13px;border-bottom:1px solid #b0bca4;padding-bottom:5px;display:flex;gap:20px;justify-content:space-between;max-width:100%;overflow-wrap:anywhere}.contact-grid p.contact-signoff{margin-top:34px;font-family:var(--serif);font-size:19px;color:var(--ink);line-height:1.4}.contact-signoff span{font-family:var(--sans);font-size:9px;color:var(--muted)}.enquiry-form{padding-top:8px}.enquiry-form label{display:block;font-size:10px;font-weight:500;margin-bottom:7px}.enquiry-form label span{color:var(--muted);font-weight:400}.form-twins{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:18px}.enquiry-form input,.enquiry-form select,.enquiry-form textarea{background:rgba(255,254,250,.7);border:1px solid #c6cebc;border-radius:3px;color:var(--ink);font-size:11px;padding:13px;width:100%;line-height:1.5}.enquiry-form input,.enquiry-form select{height:45px}.enquiry-form input::placeholder,.enquiry-form textarea::placeholder{color:#7c8377;font-size:10px}.enquiry-form textarea{resize:vertical;min-height:101px;max-height:350px;display:block}.enquiry-form select{padding-right:5px}.enquiry-form .button{width:100%;justify-content:space-between;margin-top:20px;font-size:11px;padding:15px 18px}.enquiry-form .form-note{font-size:9px;line-height:1.8;margin-top:12px;max-width:370px}.enquiry-status{font-size:10px;border-left:2px solid #6b7b5e;padding-left:12px;margin-top:16px}.enquiry-status a{text-decoration:underline}
.footer{padding:53px 0 23px}.footer-top{display:flex;justify-content:space-between;gap:30px;align-items:flex-start;padding-bottom:35px}.footer-top .brand>span{font-size:17px}.footer-top .brand-mark{width:27px;height:34px}.footer-top .brand small{font-size:7px}.footer-top>p{font-family:var(--serif);font-size:17px;line-height:1.5;color:#718062;font-style:italic}.footer-top .eyebrow{font-size:8px;letter-spacing:.12em}.footer-top address{font-style:normal;font-size:10px;line-height:1.9;color:var(--muted);margin-top:8px}.back-top{font-size:10px;display:flex;gap:15px;padding-top:2px}.back-top span{font-size:17px}.risk-warning{border-top:1px solid var(--line);padding:22px 0 13px;font-size:12px;font-weight:500}.regulatory{font-size:9px;line-height:1.9;max-width:1050px}.regulatory a{text-decoration:underline;text-underline-offset:2px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;font-size:8px;color:#7e8579;margin-top:27px;align-items:center}.privacy-button{font-size:8px;background:transparent;border:0;color:var(--muted);padding:0;text-decoration:underline;text-underline-offset:3px}dialog{border:1px solid var(--line);border-radius:5px;max-width:560px;width:calc(100% - 40px);padding:40px;background:var(--paper);color:var(--ink);max-height:85vh;overflow:auto}dialog::backdrop{background:#18312899;backdrop-filter:blur(3px)}dialog .eyebrow{margin-bottom:20px}dialog h2{font-size:42px;margin-bottom:22px}dialog p:not(.eyebrow){font-size:12px;margin-bottom:16px;line-height:1.9}.dialog-close{position:absolute;right:14px;top:9px;border:0;background:transparent;color:var(--ink);font-size:28px;line-height:1;padding:5px}.light-button:hover{background:#3b5548}
@media(min-width:1440px){.hero{gap:75px}.hero-image{height:570px}.hero{min-height:750px}.hero-text{max-width:400px;font-size:14px}}
@media(max-width:1150px){.container{width:calc(100% - 72px)}.nav-wrap{gap:25px}.desktop-nav{gap:18px}.hero{gap:35px;min-height:650px}.hero .eyebrow{font-size:8px}.hero-image{height:490px}.hero-actions{gap:14px;flex-wrap:wrap}.hero-text{max-width:345px}.hero-adviser{margin-top:28px}.about-grid{gap:60px}.calculator-grid{gap:55px}.contact-grid{gap:55px}.fee-note{gap:25px;padding:25px}.brand>span{font-size:18px}.desktop-nav a{font-size:10px}}
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@media(max-width:740px){html{scroll-padding-top:92px}.container{width:calc(100% - 44px)}.desktop-nav{display:none}.nav-wrap{height:76px}.nav-cta{margin-left:auto;padding:10px 14px;gap:18px}.menu-button{display:block}.brand>span{font-size:17px}.brand small{font-size:7px}.brand-mark{width:26px;height:33px}.nav-wrap{gap:16px}.hero{grid-template-columns:1fr;gap:35px;padding-top:42px;padding-bottom:34px}.hero-copy{padding-top:0}.hero .eyebrow{max-width:none;font-size:8px;letter-spacing:.1em;margin-bottom:23px}.hero h1{font-size:clamp(76px,14vw,110px);margin-bottom:24px}.hero-lead{font-size:17px}.hero-text{font-size:12px;max-width:430px}.hero-actions{margin-top:25px;gap:22px}.hero-actions .button{padding:15px 18px;font-size:11px}.hero-actions .text-link{font-size:10px}.hero-adviser{max-width:385px;margin-top:29px;padding-top:22px}.hero-adviser>span{font-size:9px}.hero-adviser 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